Insurance

At HOWARD, we suggest that fine jewellery be insured like other valuable items such as your car or home.  Insurance companies require a current appraisal in order to set their insurance premiums.  We are happy to provide clients with an on site appraisal service. 

You are welcome to sit with a GIA trained gemmologist while they appraise your jewellery.  Your appraisal will include a detailed description of the piece, including the grading of any stones, metal, weight of the piece, designer, photo, date, appraisers signature and the value. 

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